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Ray,
Many insurance companies have similar negotiated rates with the hospitals where there is a stated price and then a negotiated price that covers all costs associated with the immediate stay tied to transplant.
It is kind of treated like a wholesale price versus a retail price. In addition to that, there is a so called cash, negotiated price that patients can pay if they pay in advance of service. To complicate matters more, there is a financial means test that every patient is supposed to go through in order for hospitals to be able to recover funds for tax losses and ACA compliance.
To sum up, the stated retail price is almost never the price paid, but not everybody pays the same price.
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MDS RCMD w/grade 2-3 fibrosis. Allo-MUD Feb 26, 2014. Relapsed August 2014. Free and clear of MDS since November 2014 after treatment with Vidaza and Rituxan. Experiencing autoimmune attack on CNS thought to be GVHD, some gut, skin and ocular cGVHD. Neuropathy over 80% of body.
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