[Hopeful]

Hi,

My insurance is forcing me to leave my current HMO medical group because of rising costs. I have the option of joining a PPO and keeping my medical group or switching to a different medical group (that is not associated with a university) and keeping HMO coverage. Hopefully, you are still following all of this

I've never had a PPO and have no concept of the cost of labs/transfusions/treatments etc. I also have no concept of the paperwork hassles involved. Can anyone comment on the positives or negatives that they have experienced with a PPO to help me with my decision?

Thanks!