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In the U.S. no one will tell you when you qualify for what's called Disability benefits. I've been working for over 30 years and every paycheck I ever received has 7.5% deducted for Social Security and medicare. On top of that my employers have to pay 7.5% as well so 6% goes to SS & 1.5 % to medicare. If you have a "life ending disease" OR you become disabled you are entitled to disability. The amount you receive is based on your wages over your lifetime. Here's the kicker...You have to wait 5 months from the date of diagnosis to receive your first check, and you have to wait 2 years, yes 2 years to get medicare. Needless to say the payout is something but by no means enough to pay for healthcare and living expenses.
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