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I'm not much help in terms of deciding too much, but I thought I might have some words of insight with the insurance dilemma and possibly taking that off your plate of concerns. As far as I know, she can safely have continuation of care if she gets health insurance through an employer before she is no longer able to be covered on your insurance and even then you can carry her for about 18 months with Cobra. I've always had to worry about insurance coverage since I was dx when I was 19. I was on my parents insurance at that time, but I've been sure to maintain constant health coverage with NO lapse. When there is a lapse in insurance, they can hit you with the pre-existing condition issue.
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Angie
36 yr. old, dx SAA in Jan 1996, treated with ATG in Mar. 1996, off cyclosporine Sept. 1996, last blood transfusion in Aug. 1997, slow decline in counts again November 2010, AA and current count decline thought to be caused by lupus, currently taking 400mg Plaquinil
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