HMO vs PPO
Hi,
My insurance is forcing me to leave my current HMO medical group because of rising costs. I have the option of joining a PPO and keeping my medical group or switching to a different medical group (that is not associated with a university) and keeping HMO coverage. Hopefully, you are still following all of this
I've never had a PPO and have no concept of the cost of labs/transfusions/treatments etc. I also have no concept of the paperwork hassles involved. Can anyone comment on the positives or negatives that they have experienced with a PPO to help me with my decision?
Thanks!
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55 yo female, dx 9/08, AA/hypo-MDS, subclinical PNH, ATG/CsA 12/08, partial response. small trisomy 6 clone, low-dose cyclosporine dependent
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